Swagbucks

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12 Apps That Pay You Real Money Without Investment

12 Apps That Pay You Real Money Without Investment

Come jump with me into a realm of money-making apps with zero investment. From Foap’s photo-selling platform to Survey Junkie’s rewards for sharing your opinions, check out certain opportunities to earn real cash and gift cards.

Play & Earn through games, engage in flexible monetization with Pawns.app, and scan receipts using ReceiptPal. Whether it’s micro jobs on Clickworker or paid surveys on AttaPoll, this guide reveals a variety of ways to easily boost your income.

In this scenario, investment involves putting money in with the hope of a significant return down the road. While some investments may not pan out, it’s on you to choose wisely. However, in this case, you won’t even need to worry about that because we’re introducing you to amazing apps that lets you make some serious cash without any financial investment—just your time. These apps undergo thorough scrutiny, ensuring they’re a secure and reliable way to boost your finances. Rest assured, there are no shady apps or websites here.

12 Apps/Websites That Pay You Real Money Without Investment

Say goodbye to certain financial barriers with the following apps;

  1. Foap
  2. Survey Junkie
  3. Pawns.app
  4. Play & Earn
  5. InboxDollars
  6. Microworkers
  7. Swagbucks
  8. MooCash
  9. AttaPoll
  10.  TaskBucks
  11. Receipt Pal
  12. Clickworker

Foap

The Foap app is a photo-selling app that connects photographers with brands around the globe. You can make a lot of money as a photography lover who sell photos, even if you are not a professional photographer.

Selling photos isn’t just what they do here, Foap users can participate in brand missions, and have their content distributed through partners like Getty Images.

Foap really offers a lucrative platform for photographers and photo lovers to monetize their passion with just their talents as their investment.

12 Apps/Websites That Pay You Real Money Without Investment12 Apps/Websites That Pay You Real Money Without Investment

Survey Junkie

You can earn cash and gift cards by actively sharing your opinions and online activity on Survey Junkie. Completing surveys and using the Pulse feature for browsing insights allows you to accumulate points, which can be redeemed for various rewards, including cash through PayPal or gift cards.

As a member of this app, you can maximize your earnings by sharing more and completing up to three surveys daily, allowing you to earn a substantial sum of money monthly without any investment.

Pawns.app

You can participate in the Pawns.app peer2profit platform, offering high-paying and flexible monetization options such as selling data and earning rewards through quests. While this app is primarily focused on online surveys, it also features a refer-and-earn program, work-from-home opportunities, and dependable cashouts without investing a dime.

Play & Earn

The Play & Earn app as the name goes is a  platform where you play games on your phone and earn real cash. You can then convert earned coins into actual cash, withdrawable through popular platforms like PayPal, Coinbase, Amazon, Binance, or other virtual wallets. The good news about this app is that it allows users to withdraw their accumulated coins anytime, making it a revenue to earn everyday without investing money.

InboxDollars

Common online activities such as surveys, reading emails, playing games, and shopping can be performed on InboxDollars to earn cash without investments. The brand has paid out over $57 million in cash rewards since its inception. Surveys here typically offer cash rewards ranging from $0.50 to $5 and generally require only a few minutes to complete. You can cash out via check or gift card once your earnings accumulate to $30.

Microworkers

Microworkers is a website that connects employers with an international labor force of over 3.7 million people who complete small online tasks like Data Mining, Transcription, Research Study, Data Annotation, Image Transcription, Survey, Sentiment Analysis, and other tasks, referred to as micro jobs. The platform facilitates crowdsourcing by allowing employers to outsource various digital tasks to a distributed workforce. 

Swagbucks

Swagbucks is more popularly known for its play games and win real cash features, but there is more to this app. It also offers paid surveys on various topics for users to earn cash and free gift cards by sharing their opinions. This app provides opportunities for cash back through in-store or online shopping at various retailers and offers exclusive deals, one very versatile app to cash bucks from without investing at all.

MooCash

This app rewards users with cash, gift cards, bitcoin, and more for trying out various operations like watching videos, surveys, trying new apps out, etc. Asides free cash and bitcoin, rewards earned can also be redeemed for popular gift cards, game wallet codes, and shopping vouchers.

AttaPoll

AttaPoll app connects you with companies seeking your opinions through paid surveys. By doing so, you earn real cash or gift cards instantly, with no investments required. Choose surveys based on duration, payout, and completion probability.

 TaskBucks

TaskBucks is designed to make the time you spend on smartphones rewarding by offering you the opportunity to earn rewards through various activities like exploring new products or engaging with existing ones. This could involve trying out new apps, games, surveys, draws, or participating in other promotional activities (contests).

Receipt Pal

ReceiptPal provides free rewards and gift cards by simply scanning and submitting your paper and e-receipts with the app. You can accumulate points for every valid receipt, filling up green Point Cards, and redeem them for gift cards from popular retailers like Amazon, Visa, Walmart, and more.

Also, with the app, you can increase your chances of winning cash prizes in weekly $250 bonus sweepstakes by consistently using it to fetch rewards from your everyday receipts. Just invest receipts, not money.

Clickworker

People earn money on Clickworker by completing micro jobs through the app or on your PC. From surveys and online research to app testing and writing, there’s a variety of tasks available for people worldwide. Start earning weekly payouts to your PayPal account by simply checking in daily and exploring different micro jobs.

Bottom line

In the current digital era, numerous chances have emerged to generate real income without requiring any monetary commitment. The mentioned apps and websites not only serve as platforms for users to capitalize on their time and skills but also establish a dependable and secure space for financial advancement.

Whether you have a passion for photography, enjoy participating in surveys, are an avid gamer, or seek micro jobs, this realm of online income is easily accessible to you.

 

 

Frequently Asked Questions (FAQ)

How do you earn without investing?

I define investing as ‘putting money in with the hope of a significant return down the road.’ While there are apps like Fundrise where you can make investments, the apps mentioned above do not require any upfront payment; returns come solely from your efforts.

Which app is best for earning money by playing games?

There are so many good game apps to make legit money, and apps like Swagbucks would definitely be the best for what you are looking for.

Which app is best for earning without investment?

All the apps listed above are great for earning money without investments, and AttaPoll and Foap are among the best.

How much can I make from apps that pay without investments?

The amount of money you can make from these apps depends on the effort you put in and the number of tasks you complete before reaching the app’s withdrawal threshold. With apps like InboxDollars and ReceiptPal, you have the potential to earn over $30 to $50 monthly.

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11 Best Sign Up Bonus Instant Withdraw Apps

11 Best Sign Up Bonus Instant Withdraw Apps

Explore the best apps to make money without breaking a sweat! From investment platforms like Drop, Acorns, Branded Surveys, MoneyLion, Swagbucks, Chime, Cash App, Rakuten, and Robinhood to gaming rewards on Cash’em All, this guide checks out sign-up bonuses and cool features, helping you navigate the different world of financial and gaming apps. You gotta immerse and discover the money-making magic!

Some apps are downright amazing, handing out a decent amount of cash to users with minimal effort. These apps achieve this by simply asking users to sign up—no sweat required. If you’re curious about which apps fall into this category, this post is here to fill you in.

Hot Picks

  1. Acorns
  2. MoneyLion
  3. Cash’eM All
  4. Chime
  5. Robinhood
  6. Stash

#1. Acorns

Acorns facilitates financial growth by directing your money into diverse Exchange-Traded Funds. You have the flexibility to invest for yourself, your children, retirement, or potentially future endeavors. Beyond investment opportunities, the app provides an orderly system to cater to your needs, including the option to shop at select favorite brands and earn rewards.

Bonus for signing up: Acorns dishes out a cool $10 when you set up your account.

What to do: To snag the $10, you have to make your initial $5 investment. Plus, you can also score an extra $5 by bringing your friends into the app.

Pros:

  • A chance to earn some cash through investments, a sweet bonus indeed.
  • Withdraw anytime with ease.

Cons:

  • Not your go-to for a free instant sign-up bonus with no deposit.

#2. MoneyLion

The MoneyLion app is reliable for all things banking, loans, investments, and savings. Once again, it’s making waves on our top list for instant sign-up bonus apps with quick withdrawals. This app comes packed with numerous perks, solidifying its status as a highly favored banking app known for its outstanding services to users.

Bonus for signing up: You will get an immediate $5 bonus when you sign up, credited straight to your RoarMoney account.

What to do: No deposit needed to unlock the $5 bonus, and you can withdraw right away. But here’s the insider tip to boost your earnings—shift your direct deposits to RoarMoney, set up a regular deposit of at least $100, and you’ll secure an extra $50 bonus. And there’s more: bring in a friend, and you’ll pocket a $10 sign-up bonus.

Pros: In here, there is a chance to rack up a significant sum of over $60 just from bonuses.

Cons: Keep in mind, the MoneyLion account comes with a $1 per month admin fee.

#3. Cash’eM All

The Cash’eM All app is the ultimate platform to showcase your gaming skills and turn them into some cold hard cash. It is a platform to play games and earn coins, which can later be traded for gift cards or real money rewards. You can find interesting games such as casual games like Coin Master and Idle Restaurant, puzzle games like Candy Crush, and adventurous games like Pocket Monsters (Pokémon).

Bonus for signing up: You will get a sweet free sign-up bonus of 4,444 coins.

What to do: Cash out after hitting a minimum of 5,000 coins, with options for Paypal cash or gift card redemption. Want to speed up your coin count? Invite friends. When your pals sign up and start playing, you pocket a bonus of 250 coins, plus 25% of the coins they earn. And it’s a two-way street—your friends also grab 25% of the coins you bring in.

Pros: Earn coins by playing games for a designated period. The more games you conquer, the greater your potential earnings.

Cons: It is only available on the Google Play store

#4. Chime

While Chime isn’t a traditional bank but rather a Fintech company, it recognizes the various needs for loans, savings, and other cash transactions. Trusted by millions, Chime boasts over 10 million users with superb reviews.

Bonus for signing up: A $100 sign up bonus offer to new members.

What to do: The condition is that you receive a qualifying direct deposit of over $200 within the initial 45 days.

Pros: You can withdraw the funds to your linked bank account within seven days.

Cons: Transfers between individuals using platforms like Venmo, PayPal, and mobile check deposits are not eligible for the bonus. Payments need to be from employers or benefits providers.

#5. Robinhood

Robinhood provides a unique experience in stock investment and trading through its app, offering commission-free trading activities. Users have the freedom to access both Robinhood and financial education directly within the app.

Bonus for signing up: New users receive a free stock valued between $5 and $225.

What to do: To qualify for and keep the welcome bonus, hold onto the gifted stock for a minimum of three days before making any trades.

Pros: Robinhood offers commission-free trading for stocks, options, ETFs, and cryptocurrencies.

Cons: There is a $5 monthly fee after the 30-day free trial

#6. Stash

Stash stands out as an extensive investment platform featuring banking services through Stride Bank. Specifically designed for beginners venturing into investments, the app enables them to invest with as little as $5. Additionally, it offers a flexible app plan that can be canceled at any time.

Bonus for signing up: Upon registration, Stash presents a $20 free stock.

What to do: To be eligible, initiate a direct deposit of at least 1 cent into your Stash bank account.

Pros: Stash empowers users to invest on their terms, free from commission fees, and with the flexibility to invest any amount.

Cons: Limited to US citizens only.

#7. Branded Surveys

The Branded Survey app provides a platform for sharing suggestions and completing paid online surveys to earn money. It features the Branded Elite Program, a loyalty initiative that rewards participants with additional bonus cash at the end of each month, only on completing a sufficient number of surveys.

Bonus for signing up: A $1 bonus when you sign up.

What to do: Answer survey questions to accumulate earnings, with a minimum withdrawal limit of $5.

Pros: The presence of a loyalty program offers additional earning opportunities.

Cons: The points earned per survey can vary, potentially leading to inconsistencies in overall earning potential.

#8. Rakuten

The Rakuten app is a platform that offers users the opportunity to earn Cash Back rewards while shopping at a wide range of participating stores.

Bonus for signing up: A $1 bonus when you sign up.

What to do: Make a qualifying purchase of $30 or more from any participating store.

Pros: Referring a single friend can earn you a a huge sum of $30 bonus.

Cons: Earnings or payments are disbursed on a quarterly basis, necessitating users to wait three months before receiving their accumulated rewards.

#9. Drop

Drop is a rewards app that lets you save on daily purchases, offering cash back at 500+ brands. Simply link your cards, earn points when shopping or completing surveys, and redeem for gift cards of top brands like Adidas, Uber Eats, and Sephora.

Bonus for signing up: Receive a $5 bonus upon signing up.

What to do: The earned funds from signing up become available only once the minimum withdrawal amount of $25 is reached.

Pros: Users have the flexibility to redeem earned points for gift cards across diverse categories such as fashion, travel, beauty, shopping, entertainment, and food, featuring top brands.

Cons: The app lacks a cash back option, and users might need to accumulate enough points before being able to redeem them for gift cards.

#10. Swagbucks

Swagbucks is a versatile earning app that offers paid surveys, cash back on shopping, and exclusive deals. Users can get paid for sharing opinions, redeeming rewards for free gift cards, and enjoying cash back at popular stores like Amazon, Walmart, and more.

Bonus for signing up: There is a $10 sign up bonus.

What to do: Instant withdrawal is possible by spending at least $25 on a qualifying shopping offer.

Pros: The platform allows for immediate withdrawal, just meet the specified criteria.

Cons: To qualify for the $10 welcome bonus, users are required to spend a minimum of $25 at a featured store within 30 days of registration.

#11. Cash app

The popular Cash app simplifies financial transactions, allowing users to send, receive, and request money instantly at no cost. With features like instant discounts, commission-free stock trading, and the ability to buy, sell, and send Bitcoin, it offers a very wide platform for managing money, investing, and even filing taxes for free.

Bonus for signing up: A free $5 sign up bonus if you sign up with a referral code/link.

What to do: Link your debit card and send at least $5 within your initial 14 days.

Pros: Cash App allows for instant cash-out upon receiving the sign-up bonus.

Cons: Not having a friend to get a referral code from could be a major hindrance.

End point

The apps above pave the way for easy money-making. From investing and banking to gaming rewards, each app caters to different preferences and lifestyles. So, immerse yourself in and explore these apps, and turn your spare time into a lucrative venture.

 

Some Frequently Asked Questions (FAQs) Regarding “Sign-up Bonus Instant Withdraw Apps”

  1. What app gives you free money for signing up without deposit?

    While some apps may require users to make an initial deposit before being able to withdraw their bonuses for reasons such as preventing fraud and abuse, MoneyLion operates differently. On this app, there is no need to make a deposit before initiating withdrawals.

  2. How do these sign-up bonus apps work?

    What sign-up bonus apps do is to typically reward users with cash, coins, or credits when they create an account with them. The bonuses earned may vary in value and often require users to complete specific actions, such as making an initial deposit, linking a card, or referring friends.

  3. Are the sign-up bonuses really instant?

    No, the term ‘instant’ can vary among apps based on their operational mechanisms. While some apps credit the sign-up bonus immediately upon completing the required actions, others, like Rakuten, may impose a waiting period or have specific minimum criteria that must be met before the bonus becomes available for withdrawal

  4. What are the common actions required to unlock sign-up bonuses?

    The actions involved in unlocking these bonuses are quite simple; they include making an initial deposit, linking a bank account, and referring friends. Please read the terms and conditions of each app as each one has its set of requirements.

  5. Can I use multiple sign-up bonus apps simultaneously?

    Yes, you can use multiple sign-up bonus apps.

  6. Do these apps work in all the countries?

    The availability of these apps can vary. Some are restricted to specific regions, while others are available globally. Conduct thorough research and verify information regarding the app’s geographic restrictions.

  7. Are there any age restrictions for using these sign-up bonus apps?

    Yes, most apps have age restrictions. Users typically need to be at least 18 years old to create an account in some apps, but Cash App permits users from the age of 13 years old to own an account.

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10 Free Apps to Make Money as a Student in Nigeria

10 Free Apps to Make Money as a Student in Nigeria

Explore the possibilities for students to earn actual money with these top apps in Nigeria. From Toloka and Piggyvest to Airbnb and Swagbucks, uncover a variety of opportunities for making money and achieving financial independence. Whether you’re saving, investing, or completing straightforward social media tasks, these apps cater to the needs of every student.

“Money is the root to address problems and settle bills.” You may have had a different perspective, but this is how I define money. In Nigeria, we’ve transitioned from the era when students relied solely on their parents for financial support. Nowadays, some students not only attend school but also become millionaires. If you’re contemplating your next steps, that’s likely why you clicked to read this post.

Why You Need These Apps as a Student?

Have you ever found yourself in a situation where you urgently needed to call home or your parents because you were on the brink of dying from hunger in 15 minutes?

Or perhaps you realized that the deadline for your textbooks was long overdue, and you needed them for exams, only to be met with the frustrating response of “turn me upside down and up, you will not see shi-shi” from your parents, highlighting the clear lack of financial resources?

This is where these apps come in, serving as a reliable Plan B. Also, students need quality time with friends to engage in enjoyable activities without constantly relying on others to pay their bills.

How Can I Access These Apps?

You don’t require a miracle from heaven, just a reasonably smart phone. I understand that students may not own a phone with an exorbitant price tag; a decent phone with around 2GB and a modest data subscription is perfect. Moreover, owning a laptop is not even necessary.

Why the Apps Below Are the Most Suitable

Some students may not have acquired a skill yet, but they can quickly develop one. Skills such as graphic design, content writing, project management, and more are valuable. Proficiency in all of these is not necessary to start making money using the mobile apps listed below. This opportunity levels the playing field for every student.

The following apps are free apps to make real money instantly as a student in Nigeria;

  1. Toloka

    Toloka is not only effective for earning money in Nigeria but also in several other countries. It offers users various opportunities to earn, such as watching videos on websites and identifying videos that your smartphone cannot play—perhaps due to unsupported file formats, codecs, or other technical issues.

    Users can then participate in surveys, add information about businesses, check working hours, and mark building entrances. This app is available for download on both the Google Play Store and Apple Store.

  2. Piggyvest

    Piggyvest is currently quite popular and is undoubtedly a suitable platform for making money. Wondering how? In a country with a challenging economy like ours, it’s nearly impossible to find investment opportunities with just five thousand naira. However, this app not only encourages saving with amounts as low as that but also provides an avenue to receive daily interest.

    Moreover, users can invest in various sectors such as transportation, real estate, and agriculture. This presents a promising way for students to start earning a sustainable income. 

  3. Airbnb

    Join over 100 million users of this app and discover a way to earn money as a student. Here’s how: Many students who visit for registrations and clearance often find themselves without a place to stay overnight. You can seize this opportunity by listing your room or apartment for nightly rent on this app, allowing you to earn money effortlessly.

  4. Swagbucks

    You’ve likely heard of Swagbucks, right? Now here is what is being done there— you get paid for online shopping, playing games, completing surveys, and various other activities. Many users have successfully earned substantial amounts on this reliable online reward platform. The points, known as “SB,” that you accumulate can also be redeemed for gift cards from top brands like Amazon and Starbucks.

  5. NairaMetrics

    Here, making money as students is simple – all you need to do is stay informed and earn money. Just read the news and convert your points to cash (naira) or airtime. Inviting friends to join can also bring added joy, as there are rewards for referrals.

  6. Ibotta

    Rather than purchasing items from conventional stores and receiving no rewards, I recommend students use Ibotta for their shopping needs to earn cashbacks. Furthermore, you can earn extra cash by referring friends using your unique referral code. Ibotta is affiliated with well-known apps such as Uber, Jet.com, Groupon, Boxed, and eBay.

  7. Toluna

    Toluna Influencers is a platform where individuals share insights on products, respond to daily surveys, engage in digital projects, and impact major brands’ decisions on future products and services, all in exchange for rewards. This app can serve as a supplement or an added advantage for students.

  8. Chipper Cash

    While the app isn’t designed specifically for earning money, the sole avenue for earning is through referrals. All you need do is encourage your fellow students to register on the app using your referral code or link.

    The Chipper Cash app simplifies various financial transactions, including payments, money transfers, purchasing data and airtime, and bill payments. Through successful referrals, you can earn up to N1,000 per person. This extra cash can cover your garri expenses for the week.

  9. Hawkit

    Hawkit is a platform where you get paid for performing simple social media tasks that you do daily. These tasks include posting advertisements on WhatsApp status, commenting on posts, liking and following pages or accounts, sharing posts, testing apps, and subscribing to YouTube channels.

    Students have the opportunity to earn ₦60 for app reviews, ₦50 for each repost, ₦50 for joining a WhatsApp group or Telegram channel, and ₦20 per comment. In my opinion, this app seems to be potentially designed with students in mind.

  10. TopUp Africa

    Lastly, there’s TopUp Africa. The concept here is quite simple—pay your electricity bills, recharge your phones with a variety of networks like MTN, Airtel, 9mobile, etc. Referring your friends to use this app is even more rewarding, as you can earn when they make transactions..

Summing it all up

There are other finance apps where students can make money, such as Fiverr, Upwork, Canva, and Freelancer, etc. However, this post was created with the consideration that some students may not possess usual or technical skills to offer on those platforms. Everyone can explore the opportunities provided by the mentioned apps. Please share in the comment section if you know of other apps with similar functions to those mentioned above.

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